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Loan options
Whether you're a first-time buyer or looking for a second home or an investment property, we have the loans you need.
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Learn more about loans, necessary documentation, and get answers to your questions.
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loan process
Complete application
We make it easy to apply – simply fill out a form on our website (recommended), have a face-to-face interview with a loan, or contact us over the phone. After answering a few questions, we’ll calculate your buying power and determine your loan amount.
Application processing
Once your mortgage loan originator gathers all necessary information, including an appraisal and home inspection, our processing team will review all of your documents. This process is completed as soon as possible before your loan is submitted to one of our underwriting team members.
Underwriting
The underwriting process is the final step in your loan application. An approval is issued once all underwriting guidelines, title work, appraisal, and insurance documentation have been reviewed and verified. The loan is then cleared to move to our closing department.
Close on your home
At closing, you’ll be given an initial Closing Disclosure to review and sign, in addition to other applicable loan documents. Ultimately, the most important part of the mortgage process is finding a lender who understands your goals and supports your dream of homeownership.
Annual link checkup
We also provide a yearly review of your mortgage to make sure your home loan is still meeting your financial goals - we call this our Annual Link Checkup! Ultimately, the most important part of the mortgage process is finding a lender who understands you and your financial goals. At The Mortgage Link, Inc., we believe you can achieve the dream of owning a home no matter your starting point.
